The MoneySmart Teen Money Management Toolkit is a great tool for helping teenagers practice and develop a number of key money management skills. It includes  a copy of the MoneySmart Money Management Workbook for Teens, an automatic opening calculator with worldtime, alarm clock features, a rubber keyboard and  a metal spring ballpen with a glossy nickel plated metal clip.

The teen money management workbook will help them learn how to SET GOALS, BUDGET on a MONTHLY basis, GIVE, SAVE, INVEST and SPEND THEIR MONEY WISELY! The calculator will help with adding up all that money, as well as getting them out of bed in the money whilst the ballpen provides a very sophisticated way of updating the MoneySmart workbook.

For those with teenagers in their lives, passing on good financial habits is the one of the best presents you can ever give them.